Natalia Brophy

Natalia Brophy


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Owe More Than $10,000 on Your Credit Card? Read This Before You Pay it Off

According to credit bureaus, nearly 37 percent Americans have more than $10,000 non-mortgage debt. If you happen to be among these people, you may want to reconsider the way you are paying it off, because ironically crossing the 10K credit debt mark can be very beneficial for you. If your credit card debt happens to be more than $10,000 you are considered to be a customer... (posted by Natalia 2 years 98 days ago.)
Five Greatest Myths about Credit Cards

There is lots of misinformation on the Internet regarding debt and credit cards. These are the biggest myths about credit cards. Make sure you don't fall for these. Myth #1. Closing your credit cards will help your credit score. Absolutely not. Closing your credit card acounts might be a good idea if you have a hard time controlling your spending, but you can't improve your credit score by doing that. The minute you... (posted by Natalia 2 years 101 days ago.)
Is Living Debt-Free an Unreachable Goal?

Many Westerners believe that living debt free is an unrealistic and unreachable goal these days. They live above their means and abuse credit like there is no tomorrow. Some think that it is OK since "everyone else is doing it". Others underestimate the interest rates and don't realize how much more they will owe in a few years if they buy on credit now. One of the reasons why so many Americans are in debt is that... (posted by Natalia 2 years 101 days ago.)
3 Signs of Christian Debt Help Scams

Knowing that debt elimination is one of the most favorite scam artist's areas, many people are trying to protect themselves and their wallets by dealing strictly with Christian debt help organizations. If you are one of these people who think that a Christian organization means moral and honest, think again. The fact that the company has the word Christian included in their name or description doesn't mean that it... (posted by Natalia 2 years 111 days ago.)
How to Pay off Debt and Still Have a Life

One of the main reasons why people are procrastinating when it comes to paying their debt off is the belief that all of life's pleasures which they enjoy so much will be over. While it is true that you will have to sacrifice many things in order to pay your debt fast, it is not true that you have to put your life on hold. Here are some easy tips on how to pay off debt and still have a life. 1. If going... (posted by Natalia 2 years 111 days ago.)
First Date and Cultural Differences

Since Christmas, desperate retailers have been promoting Valentine's Day by displaying cheesy decorations, selling heart-shaped boxes of chocolates and red bears, and playing love songs. I don't know if it was them or the spirit of love in the air, but I became very sentimental and started reminiscing about the time my husband (fianc at the time) and I were dating. Well, to be exact I was the only one who was... (posted by Natalia 2 years 111 days ago.)